About
Frequently asked questions.
What borrowers and lenders ask before they join. If your question isn’t covered here, contact our team.
About Arillum
What is Arillum?
A marketplace for lower middle-market private credit. Lenders define the deals they fund, and private equity firms and independent sponsors find the lenders that fit their deal and contact them with an anonymous teaser.
Who can join?
Private equity funds, independent sponsors and private credit lenders. Each person joins as part of their firm.
How does firm review work?
After you create an account, you set up your firm and give your title and LinkedIn profile. Arillum reviews every firm by hand before its members see listings or deals, and emails the decision. If a firm isn’t approved, we explain why. More on firm review.
Does Arillum charge fees?
Arillum doesn’t currently charge fees. If that changes, members will be told in advance.
For borrowers
Can lenders contact me first?
No. Every conversation starts with a borrower sending a teaser to a lender they chose.
What does a lender see in my teaser?
Your deal’s code name, sector and region, revenue as a band, EBITDA rounded to the nearest $0.5M, the debt you’re seeking and the implied leverage, LOI, QoE and target close, a short deal overview, your firm’s profile and track record, and which documents you’ve added (by type only, never file names). More on what lenders see.
When does a lender learn the company’s name?
Only after the NDA for that deal and that lender is fully executed. Before a teaser is sent, Arillum checks everything the lender will read for the company’s name or website.
Can I choose which documents each lender sees?
Yes. Lenders see which documents you’ve added (by type only) when they receive your teaser, but they open a document only after the NDA, when you share it with that lender. Nothing is shared by default.
Can a lender see who else received my deal?
No. A lender never sees which other lenders received the same deal, or how many.
For lenders
What goes into a credit box?
Hold and facility size, EBITDA and revenue ranges, target and excluded sectors, geographies, structures, maximum leverage, spread over SOFR, tenor, covenant style and your process timing.
Can I change or pause my listing?
Yes. Draft, publish, pause or archive a listing whenever your appetite changes. Only approved borrower firms see published listings.
Who decides whether to accept a teaser?
Your firm’s owners and admins accept or decline each teaser, with an optional reason. The borrower is told either way.
Will other lenders know I received a deal?
No. Lenders never see each other on a deal.
NDAs and security
How are NDAs signed?
When a lender accepts a teaser, Arillum sends an NDA to the borrower and the lender for e‑signature through DocuSign. The deal opens only once both have signed, and Arillum confirms that with DocuSign itself.
Who can see my information?
Only the parties the platform’s access rules permit: approved borrowers see published lender listings, a teaser is visible only to its sender and recipient, and company details open only after a fully executed NDA. These rules are enforced server-side, and all access to confidential material is logged. How Arillum keeps deals confidential.
Read next
- Finding lenders: Search the market, shortlist by fit and reach out anonymously.
- Finding borrowers: Publish your credit box and get matched to borrowers’ deals.
- Contact: Still have a question? Send the team a message.